Visa
Protection Benefits
Complimentary for Credit Union of Colorado Visa consumer cardholders, these benefits bring added value and peace of mind.
Raise Your Credit Score with Dovly Uplift®
Mainitaing good credit isn't easy. Dovly is the first smart credit engine designed to help raise a cardholder’s credit score. With Dovly’s proprietary algorithm, it takes just seconds to help cardholders fix, maintain, and manage their credit online.
Available at no cost, Dovly Uplift offers Visa cardholders:
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Monthly credit report and score - a detailedTransUnion® credit report and score every month to help keep up with their credit
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Help to detect and dispute inaccurate items on their TransUnion® credit report in an optimal way, thanks to Dovly’s proprietary algorithm
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Credit report reviews for potential errors
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Select items to dispute
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Check dispute status
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Alerts and recommendations
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Learning opportunities via Dovly’s financial literacy knowledgecenter
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Activation of ongoing credit monitoring - cardholders receive alerts any time there is a 10-point change in their credit score
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Credit alerts - alerts for signs of identity theft, along with notice of changes on the cardholder’s report
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Powerful results - 90% of Dovly members see a double-digit credit score increase within six months*
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Live U.S.- based member services & support - credit experts available to assist Cardholders via chat, email, and phone
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Convenient access via Dovly’s mobile app and website
Visa cardholders will also have access to market-leading discounts if they are interested in upgrading to a more robust plan, including premium features, such as 3-bureau dispute service, identity theft insurance, discount perks, and more. Note: Dovly Premium is unavailable to residents of Georgia, Minnesota, or Puerto Rico.
*Based on a sample of 18,062 Dovly members as of May 2022
Roadside Dispatch®
Rely on emergency roadside assistance.
As an eligible Credit Union of Colorado cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program. Simply call 1-800-847-2869, 24 hours a day/7 days a week. Roadside Dispatch will ask you where you are, what the problem is and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith. You pay a set pre-negotiated fee per standard service call. No membership is required and you don’t need to pre-enroll. No annual dues. No limit on usage.
The following kinds of service calls are common examples of what is covered for your set pre-negotiated fee:
- Standard Towing – up to five miles included¹
- Tire Changing – you must have a good, inflated spare tire
- Jump Starting
- Lockout Service – no key replacement
- Fuel Delivery – up to five gallons (plus the cost of fuel)
- Standard Winching
To learn more about this benefit, call 1-800-847-2869.
¹Any vehicle with wheels is covered under the program as long as it can be classified as “Light Duty.” “Light Duty” vehicles are vehicles that weigh 10,000 lbs. or less.
Vehicles weighing more than 10,000 lbs. are considered “Medium Duty” or “Heavy Duty” and are NOT covered under this program.
Customers must pay service provider for mileage over five miles. A secondary unit being towed behind is not included but can be accommodated for an additional fee. Standard winching applies within 100 feet of paved or county maintained road only. Additional fees may apply for winching services under certain circumstances.
Additional Terms: Service providers supplying emergency roadside assistance and towing are independent contractors and are solely liable for their services. Neither Visa nor Credit Union of Colorado shall have any responsibility or liability in connection with the rendering of the service. Emergency roadside assistance and towing may not be available in areas not regularly traveled, nor in other “off road” areas not accessible by ordinary towing vehicles. Weather conditions, time of day, and availability of service may affect assistance responses. Expectations for dispatch are set with the customer on every call, and an expected estimated time of arrival is provided to the customer regardless of their location; however, neither Visa nor Credit Union of Colorado provides any assurances as to the ability of the Service Provider to meet such estimates. You are responsible for any roadside assistance or towing charges incurred by facilities responding to your request even if you are not with your vehicle or your vehicle is gone upon their arrival. 24-hour roadside assistance services provided by: Cross Country Motor Club, Inc. d/b/a Agero, a Massachusetts corporation, and Cross Country Motor Club of California, Inc., a California corporation. Current fee for a standard service call is $69.95. Service call fees are subject to change at any time; however, callers will be notified prior to any service dispatch. This program may be discontinued at any time without prior notice. Program void where prohibited.