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Deposit Rates

Everyday Checking

 

 Dividend RateAnnual Percentage YieldDividends Credited 
Everyday AccountNoneNoneNoneOpen an Account
Everyday Account w/Interest
0.20
%
0.20
%
MonthlyOpen an Account
Everyday Account w/High-Yield Savings
3.54
%

(rate applies to savings account only)

3.60
%

(rate applies to savings account only)

MonthlyOpen an Account

Rates Effective 04-01-25

Learn More | Fee Schedule | Truth-in-Savings Disclosure | eStatement Enrollment

Savings

 Dividend RateAnnual Percentage RateDividends Credited 
Savings
0.25
%
0.25
%
QuarterlyOpen an Account
Everyday Account w/High-Yield Savings 
3.54
%
3.60
%
MonthlyOpen an Account

Rates Effective 04-01-25

Learn More | Fee Schedule  |  Truth-in-Savings Disclosure | eStatement Enrollment

Money Market Plus

Open an Account
Account BalanceDividend RateAnnual Percentage Yield (APY)Minimum Opening DepositMinimum Balance to Earn Stated APY
$1,000 - $9,999
0.60
%
0.60
%
$1,000$1,000
$10,000 - $24,999
0.85
%
0.85
%
$10,000$10,000
$25,000 - $49,999
1.09
%
1.10
%
$25,000$25,000
$50,000 - $99,999
1.98
%
2.00
%
$50,000$50,000
$100,000 - $249,999
2.96
%
3.00
%
$100,000$100,000
$250,000+
2.96
%
3.00
%
$250,000$250,000

Rates Effective 04-01-25

Learn More | Fee Schedule | Truth-in-Savings Disclosure

Account transfer and withdrawal limitations apply. Dividends are compounded and credited monthly.

Health Savings Account

Open an Account
Account Balance Dividend Rate Annual Percentage Yield (APY) Minimum Opening Deposit Minimum Balance to Earn Stated APY
$0 - $2,499
0.25
%
0.25
%
$25.00 -
$2,500 - $4,999
0.30
%
0.30
%
$25.00 $2,500
$5,000 - $9,999
0.35
%
0.35
%
$25.00 $5,000
$10,000+
0.40
%
0.40
%
$25.00 $10,000

Rates Effective 04-01-25

Learn More | Fee Schedule | Truth-in-Savings Disclosure

Account transfer and withdrawal limitations apply. Dividends are compounded and credited monthly.

Traditional Certificate of Deposit (CD)

Open an Account

Deposits under $25,000

 Account Balance $500Account Balance $10,000
Fixed TermDividend RateAnnual Percentage Yield (APY)Dividend RateAnnual Percentage Yield (APY)
90 Day
2.13
%
2.15
%
2.23
%
2.25
%
6 Month
3.55
%
3.60
%
3.65
%
3.70
%
90 Day Add-on Certificate
2.13
%
2.15
%
--
6 Month Add-on Certificate
3.55
%
3.60
%
--
1 Year
3.65
%
3.70
%
3.75
%
3.80
%
18 Month
3.16
%
3.20
%
3.26
%
3.30
%
2 Year
3.06
%
3.10
%
3.16
%
3.20
%
3 Year
2.97
%
3.00
%
3.06
%
3.10
%
4 Year
2.97
%
3.00
%
3.06
%
3.10
%
5 Year
2.97
%
3.00
%
3.06
%
3.10
%

 

Deposits over $25,000

  Account Balance $25,000 Account Balance $100,000
Fixed Term Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY)
90 Day
2.33
%
2.35
%
2.43
%
2.45
%
6 Month
3.75
%
3.80
%
3.84
%
3.90
%
90 Day Add-on Certificate - - - -
6 Month Add-on Certificate - - - -
1 Year
3.84
%
3.90
%
3.94
%
4.00
%
18 Month
3.36
%
3.40
%
3.46
%
3.51
%
2 Year
3.26
%
3.30
%
3.36
%
3.40
%
3 Year
3.16
%
3.20
%
3.26
%
3.30
%
4 Year
3.16
%
3.20
%
3.26
%
3.30
%
5 Year
3.16
%
3.20
%
3.26
%
3.30
%

Rates Effective 04-01-25

Learn More | Fee Schedule  |  Truth-in-Savings Disclosure

Account limitations, deposit, and withdrawal limitations apply. 90 day IRA Certificates and 90 day Add-on IRA Certificates are not available. Additional deposits of $50.00 or greater are allowed on 90 day and 6 month Add-on Certificates only. Dividends are credited quarterly. You have the option to have a check issued or dividends transferred to another account either monthly or quarterly. The dividend rate and annual percentage yield (APY) are subject to change without notice. Dividends are compounded and credited quarterly.

 

IRA

Open an Account
  Dividend Rate Annual Percentage Yield (APY) Minimum Opening Deposit
IRA
0.35
%
0.35
%
$25

Rates Effective 04-01-25

Learn More | Fee Schedule  |  Truth-in-Savings Disclosure

No monthly account fee and no minimum balance fee. Dividends are compounded and credited quarterly. Account transfer limitations apply.

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