What account is best for dividends?

This can depend on the type of account you are looking for. A certificate of deposit (CD) will earn you the highest dividend rate. The Credit Union has several tiers and rates available. If you should withdraw funds prior to the maturity of the CD, a penalty will be assessed. A Money Market savings account is an option that offers fund flexibility. You are able to add to the account at any time and may make up to three withdrawals per month without any fees. The Credit Union offers six different rate tiers based upon the amount that is in the account. The Credit Union share savings account is our basic savings account with no restrictions. Currently, the Credit Union offers two different checking accounts that are interest-bearing.