Home Equity Line of Credit

Make your home equity work harder for you.

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Couple painting

The possibilities are great!

Take the equity that you already have in your home and use it for an improvement project, to pay for college, or to consolidate your debt. The great thing about our Home Equity Line of Credit is that, with the convenience of checks and a VISA credit card tied to your account, you can borrow what you need, when you need it. You pay interest only on what you use. 

Home Equity Line of Credit

Rates as low as

7.00
%
APR

Annual Percentage Rate Up to 80% of appraised value (or less)

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Home Equity Calculator

Find out now how much you may be able to borrow by completing the form below.

Use your line of credit with ease.

We make it easy to access your approved line of credit with a VISA credit card. Shop conveniently and use what you need, when you need it.

HELOC Card

Digital Banking

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CUofCO Cards App

Get real-time alerts, set up controls, even turn your card on or off for added security.
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Home Equity Lines

Variable Rate Annual Percentage Rate (APR)

Wall Street Journal Prime Rate  -.50%

Up to 80% of appraised value (or less)

 As low as 
7.00
%

Wall Street Journal Prime Rate +1.00%

80.01% - 90% of appraised value

 As low as 
8.50
%

Rates Effective 01-02-25

Appraisal or AVM (Automated Valuation Method) required. Maximum loan amount is $400,000 up to 90% CLTV.
The maximum variable Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum variable APR is 3.50%. Contact the credit union for estimated closing costs.

 

Ready to see what your home equity has in store for you?

Apply Now