Home Equity Line of Credit

Start here to learn about a Home Equity Line of Credit.

Put the equity in your home to good use with our Home Equity Line of Credit. A HELOC is a loan that allows you to use the cash equity in your home as you need it.

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couple on steps

Your home equity could be doing more for you. Learn how.

  • Should you use a HELOC?
  • 3 popular ways to use a HELOC.
  • Step by step HELOC process.
  • 6 high return home improvement projects.
  • couple with coffee

    If a home repair or improvement project is on your "To Do" list, using the equity in your home to pay for it might make good financial sense. 

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  • couple on couch

    HELOCs offer easy access, flexibility, and high borrowing capacity that can be used to cover a variety of expenses!

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  • talking at desk

    When you apply for a Home Equity Line of Credit, you'll be matched up with a mortgage expert who will be your go-to person through the mortgage process. We’ll get your application processed in the shortest time possible.

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  • man leveling counter

    Whether you expect to focus on your home's interior or exterior, review these home improvement ideas to help determine which ones will give you the most bang for your buck.

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Home Equity Line of Credit

Rates as low as

7.25
%
APR

Annual Percentage Rate Up to 80% of appraised value or less

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Home Equity Lines

Variable RateAnnual Percentage Rate

Wall Street Journal Prime Rate  -0.25%

Up to 80% of appraised value (or less)

As low as 

7.25
%

Wall Street Journal Prime Rate +1.00%

80.01% - 90% of appraised value

As low as 

8.50
%

Rates Effective 04-01-25

Appraisal or AVM (Automated Valuation Method) required. Maximum loan amount is $400,000 up to 90% CLTV.
The maximum variable Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum variable APR is 3.50%. Contact the credit union for estimated closing costs.

Ready to get the perks of a home loan with us?

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