CUofCO Everyday Account

Less checking. More doing.

Checking accounts make it easy to manage everyday spending. They offer the convenience of direct deposits, online and in-store debit card purchases, ATM cash withdrawals, and might even allow you to earn dividends on your account balance.

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What are Your money goals?

Check out our credit cards.

Take our CUofCO card quiz and find out which of our credit cards is perfect for you!

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Have you seen today's rates?

There's no better time to save with a CD, Money Market, HSA or a traditional savings account.

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Our Everyday Checking Accounts are all about you.

Our everyday account is so convenient because our digital banking lets you manage all the details of your accounts online, on your phone, and on the go. That means we’re here for you 24 hours a day, 7 days a week. Deposit checks, pay your bills, check your balances, use Zelle® to make payments to others, and tons more.

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Find out which account fits your needs.

An Everyday Checking Account is the most basic part of your financial life. But not everyone uses theirs in the same way. That’s why we’ve created two accounts, so you can match one to your needs. Both include access to over 62,000 fee-free ATMs throughout the US and Canada. Best of all, there are no fees on the Everyday Account w/Interest when you maintain a minimum balance of $250.

* *$8.00 monthly fee if the account drops below $250 minimum balance.

Everyday Checking Account

- No Monthly Fee
- No Minimum Balance
- Debit Card
- Access to Digital Banking
- Access to Bill Pay
- Access to over 62,000 ATMs throughout the United States and Canada for use with your Credit Union of Colorado debit card.
- No transaction limits

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Everyday Account w/Interest

- Interest Earning
- No Monthly Fee with a minimum balance of $250
- Debit Card
- Access to Digital Banking
- Access to Bill Pay
- Access to over 62,000 ATMs throughout the United States and Canada for use with your Credit Union of Colorado debit card.
- No transaction limits

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Use our account for all your purchases.

Security and convenience are part of every transaction when you use your CUofCO debit card to shop online, transfer money, or make a withdrawal. Your card features advanced technology that helps prevent fraud, so you can relax when making online purchases and payments.

Zero Liability
You won’t be held responsible for unauthorized Visa® purchases.
Continuous fraud monitoring
We constantly check for fraudulent activity on your CUofCO Visa® debit card.
Data Encryption
Smart tools and multiple layers of protection help safeguard the data on your debit card.
Lost or Stolen Replacement
If you lose your card, no worries – you deactivate it and get a fast replacement simply by calling us at 1-855-477-1139.
Access to over 62,000 ATMs
Access to CO-OP Network® and MoneyPass® – two surcharge-free ATM networks throughout the United States and Canada. Many with safe, contactless, Tap To Pay® options.
Digital Wallet
You can use one of the Pay apps below to make purchases at participating stores and online to make in-app purchases. Simple and secure.
Mobile Deposit
Take a selfie of your birthday check from Grandma on your phone and it's safely deposited into your account from anywhere.
Zelle®
Zelle® is a secure and convenient way to send money right from your mobile banking app or online banking account.

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We’re not a bank.
We’re not a bureaucracy.
We’re not-for-profit.

We make banking less complicated and your financial goals more attainable. We’re local, have a proven track record, and we’re great listeners. We are committed to serving our community around the social pillars of equity, education and the environment. Plus, the money we earn from interest and fees goes back into our credit union in the form of better interest rates, lower fees, and dividends for you.

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Our loans and credit cards work for you.

You work hard for your money so we offer auto loans, home equity lines of credit and credit cards that work hard for you. Get competitive loan rates and affordable payments and the option of two no-annual fee credit cards.