FACTS WHAT DOES CREDIT UNION OF COLORADO
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What? The types of personal information We collect and share depend on the product or service You have with Us. This information can include:
  • Social Security number and income
  • account balances and credit history
  • payment history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons Credit Union of Colorado chooses to share, and whether You can limit this sharing.
Reasons We can share Your personal information Does the Credit Union share? Can You limit this sharing?
For Our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For Our marketing purposes - to offer Our products and services to You YES YES
For joint marketing with other financial companies YES YES
For Our affiliates' everyday business purposes - information about Your transactions and experiences NO WE DON'T SHARE
For Our affiliates' everyday business purposes - information about Your creditworthiness NO WE DON'T SHARE
For non-affiliates to market to You NO WE DON'T SHARE
To limit
Our
sharing
  • Call (800) 444-4816
Please note:
If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described in this notice. However, You can contact Us at any time to limit Our sharing.
Questions? Call (800) 444-4816 or go to: CUofCO.org
What We do
How does Credit Union of Colorado protect my personal information? To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Credit Union of Colorado collect my personal information? We collect Your personal information, for example, when You
  • deposit money or pay Your bills
  • open an account or apply for a loan
  • use Your credit or debit card
We also collect Your personal information from others, such as credit bureaus, affiliates, or others.
Why can't I limit all sharing? Federal law gives You the right to limit only
  • sharing for affiliates' everyday business purposes - information about Your creditworthiness
  • affiliates from using Your information to market to You
  • sharing for non-affiliates to market to You
State laws and individual companies may give You additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on Your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Credit Union of Colorado has no affiliates.
Non-Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Credit Union of Colorado does not share with non-affiliates so they can market to You.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to You.
  • Our joint marketing partners include insurance companies, and financial services providers.